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Wachovia Bank - Wachovia

       

No of Reviews : (4)
 
  Over all Rating
Coverage 15%
Cost 15%
Customer Service 15%
Claims 15%
   
 
 
   

All About Wachovia Bank

The Wachovia Bank is located in Atlanta, Georgia, and was built in 1966. Wachovia Bank was constructed when the bank was known as First National Bank of Atlanta. It was the tallest building in the Southeast at the time. It was Atlanta's tallest building until 1976, and then later the Westin Peachtree Plaza surpassed it. In December 1985, the holding company that owned First National Bank of Atlanta (later called First Atlanta) merged with Wachovia Corporation, the holding company for Wachovia Bank, N.A. More than 1 million households and 100,000 businesses in Georgia are customers of the Bank. Wachovia Bank offers consumers a wide range of mortgage programs including refinance, home equity loans, debt consolidation, and new home purchase loans.

Wachovia Bank Mortgage Options:

1.Home Refinance Loans:
This bank offers you a replace or exchange offer with another with low interest rates. This will save you a lot of money, especially when market interest rates drop.

2.Home Equity loans:
With a Home Equity Loan you can use your home as collateral to consolidate bills, make home improvements, buy a new car, plan a vacation, etc.

3.Debt consolidation loans:
You can Use this loan to consolidate bills, lower monthly payments and get cash from your home's equity. If you're finding yourself juggling mortgage payments, credit card payments, car payments, insurance premiums, taxes, and another stack of bills, it's time to consider an Debt Consolidation Loan. If you have equity in your home, refinancing is the best way to consolidate your debts. Interest rates with refinancing are lower than any other consolidating options. One monthly payment and the interest paid is tax deductable.

Fixed Rate Mortgages

This is the most common type of mortgage program where your monthly payments for interest and principal never change. The most common fixed rate loans are 15 year and 30 year mortgages.

Wachovia Bank Special Features:
This company provides special features such as Home Improvement Loans,VA Mortgage Loans,FHA Mortgage Loans,Construction Mortgages.

       
 
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  Reviews  
Review By: Wachovia Employee
Location: Cullman, Alabama
Type of Mortgage:
Date: 02-11-2008
   
   
Coverage
Cost
Customer Service
Claims
 
Summary
We love to charge extra fees to you stupid customers who can't add up your debits and credits..
 
 
 
Review By: Bill
Location: Huntsville, Alabama
Type of Mortgage:
Date: 02-11-2008
   
   
Coverage
Cost
Customer Service
Claims
 
Summary
Its no better in Huntsville Daniel...they try to charge illegal NSFs to uneducated people with "free" accounts...places like Wal-mart put a "hold" on your funds, then the transaction clears, so it shows up as double in one night, but its just one...Wachovia charges you for the ficticous 2nd transaction or hold and then the stupid idiots they have at their kiosks don't even know how to lie about it the right way. Where do you get your employees...are they the ones who failed the fry cook test at Burger King? Wachovia might be a good bank for say New York or Atlanta, but they've got no business in Alabama..
 
 
 
Review By: Daniel
Location: Arab, Alabama
Type of Mortgage:
Date: 02-11-2008
   
   
Coverage
Cost
Customer Service
Claims
 
Summary
What a joke of a bank. Their mgr, asst. mgr, teller mgr., two tellers, and both of their accounts people all quit in 3 months of each other...the reason...the company treats its customers horrible, and good bankers don't do that! Wake up Wachovia...customer satisfaction #1??? In your dreams...but not in Alabama..
 
 
 
Review By:
Location: Haines City, Florida
Type of Mortgage:
Date: 01-22-2008
   
   
Coverage
Cost
Customer Service
Claims
 
Summary
Do not see the type of mortage I am interested in, I need info on a reverse mortage if your bank offers one..
 
 
 
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